Private Client Group

Accredited Investors

The vast majority of Americans are considered retail investors by the SEC. Due to their net worth and/or income they are not considered “sophisticated investors” according to the SEC and are therefore limited as to what investments they are able to access.

If you meet the criteria of being an Accredited Investor are you utilizing all of the asset classes available only to Accredited Investors or are you still investing like a retail investor? What opportunities are available beyond the traditional public stock market, bond market, mutual funds, exchange traded funds, money market funds, traditional bank products, and crypto currencies? With only approximately 4,300 publicly traded companies in the United States and less than 3,000 of them having annual revenues of over $100 million, compared to the more than 19,0000 private companies with annual revenues of over $100 million investing into private companies may be beneficial. In the US, 87% of firms with greater than $100 million in annual revenues are private.

If you are an Accredited Investor and you are still working with a traditional financial advisor don’t you think you owe it to yourself and your family to look into the difference Private Wealth Management could provide?

Who is an Accredited Investors?

The SEC has defined Accredited Investors as someone with a million dollars in net worth excluding their primary residence, an individual who earns more than $200,000 a year or and couple that earns more than $300,000 a year.

According to the latest statistics there more than 131 million households in the United States, with only approximately only 15.7 million of those households having a net worth of more than $1,000,000 to qualify as an Accredited Investor.

The SEC defines a Qualified Purchaser as someone with more than $5,000,000 in investable assets. There are approximately 2.75 million households of the 15.7 million listed above that qualify for this distinction.”

If you are an Accredited Investor you are able to invest into asset classes that the majority of Americans are prohibited from investing. These asset classes may provide tax benefits, help mitigate risks and grow your portfolio.

If you are an Accredited Investor that is working with traditional financial advisor and not a Private Wealth Firm you owe it to yourself and your family to explore the difference.

Private Wealth Management with our Private Client Group will not only provide a multi-disciplinary approach to wealth management, family legacy and estate planning, tax strategies, business consulting and exit planning, but access to, when appropriate, Securities Based Lending, Private Banking, Private Equity and Private Debt Investments, REIT’s, Structured Notes, options strategies.

Through certain exchange traded funds you can access investments into art, precious metals, commodities, crypto currencies, and other alternative investments.

If you are an Accredited Investor and investing like a retail investor could you be missing out on opportunities?